.png)
An architectural inspection is a detailed inspection of the structural condition of a home carried out by an expert engineer. This helps potential home buyers to discover invisible flaws and estimate future costs. From the meter cabinet to the roof, from the sewerage system to the foundation: everything is checked for possible problems. This way, you can avoid unpleasant surprises after the purchase.
When buying a house, an architectural inspection is not an obligation, but it can save you a lot of money. You get insight into immediate repair costs, future costs and optional improvements. The costs for the inspection vary between €300 and €600, depending on the size of the house. In some cases, for example with a mortgage with a National Mortgage Guarantee (NHG), an inspection is mandatory.
The best time for an inspection is before making an offer, so you don't bid too much. If that is not possible, the inspection can take place between verbal agreement and signing the purchase agreement. The last option is after signing the purchase, subject to architectural inspection, which allows you to cancel the purchase if the repair costs are too high.
After the inspection, you will receive an architectural report with photos, explanations and cost estimates. The costs are divided into direct costs (immediate repairs), long-term costs (within five years) and home improvement costs. This architectural report provides a good overview of the condition of the house and helps you make an informed bid.
Foundation problems are a growing risk for homeowners, especially in areas with peat and clay soil. Declining groundwater levels can cause wooden foundation piles to rot, leading to subsidence and cracks in walls and floors. Recognizable signals such as jamming doors or crooked floors require further investigation. Since repair costs can be high and are often not covered by insurance, a national approach is essential to distribute the burdens fairly. Are you curious if your home is in a risk area? Check this via: Foundation Viewer indicative focus areas.
If the inspection reveals much larger defects than expected, you can cancel the purchase or renegotiate the price and terms. In the case of a purchase subject to inspection, you can terminate the agreement if the necessary costs for repair are too high.
It is important to hire an approved architectural company, preferably one that is affiliated with the BVBK or recognized by the NHG. This way, you can be sure that you receive a reliable report.
For questions and more information about architectural inspections and how they can help you buy a home, please contact us. Our expert advisors are ready to provide you with personal advice so that you are well prepared for your home purchase. Do our Free Mortgage Check for more insight into your personal situation or leave your details. We will contact you as soon as possible.