More interest in sustainability loans: Homeowners and VVEs are doing a good job!
Last year, homeowners and owners' associations (VVEs) found their way to sustainability loans. Together, they borrowed 272 million euros to purchase solar panels, insulation or heat pumps. In 2021, it was still 106 million euros. With the Heat Fund, not only homeowners, but also schools, for example, can borrow money to become more sustainable. The idea is that you can repay the loan with the energy savings.
Strong growth in sustainability loans
The sharp increase in the amount lent may be a result of the sharp increase in energy prices. Since 2013, more than 1 billion euros have already been lent through the Heat Fund.
Popular investments with sustainability loans
In the past year, that money mainly went to solar panels (37 percent), glazing (18 percent) and heat pumps (15 percent). Money was also borrowed for roof, floor and cavity wall insulation and insulating doors. These are therefore generally the most common sustainability measures.
Expansion of opportunities for sustainability loans
Since the end of 2022, households up to a combined income of 60,000 euros have also been able to receive an interest-free loan from the Heat Fund. This is partly due to an additional government contribution. That loan is also free of interest for five years. After that, borrowers repay as they can, so only if they can afford it.
These developments show that more and more homeowners and VVEs are aware of the benefits of sustainability and are willing to invest in energy-saving measures. The Heat Fund plays an important role in this by providing financial support and thus stimulating sustainable initiatives.
Do you want to know what is wise for you? Our mortgage advisors are aware of the various arrangements and options. Feel free to make an appointment at one of our offices for more information.