Discover your mortgage options: tips for individuals and entrepreneurs

Mortgage applications are currently continuing to rise, for both individuals and entrepreneurs. Whether you are going to buy your first new-build home or existing home as an individual or are looking for the best financing as an entrepreneur, we think it is important that you make the right choice for your situation. We are happy to provide you with customized advice so that you know exactly what your options are. At Van Loon, we do this with personal attention, always in line with your needs!

Apply for a mortgage for individuals

We are happy to help individuals find the right mortgage. Whether you want to invest in a new construction project, buy an existing home or move, we calculate the maximum mortgage for your personal situation. Do the Free Mortgage Check worth €300, -, so you can search for your dream home with peace of mind!

The mortgage market continues to move and change rapidly, and despite the challenges for home buyers, we are seeing a continued increase in the number of mortgage applications, especially among young starters. In addition, many home buyers have to bid without a reservation of financing, which involves risks. Fortunately, we have the Bidding with Assurance insurance and you can bid safely without reservation and significantly increase your chances of success.

For individuals who want to buy their first home, it can be difficult to find an affordable home due to rising housing prices. Nevertheless, the slightly fallen mortgage rates offer opportunities to realize your housing needs. Whether you want to buy a home alone or together, our advisors at Van Loon are happy to help you find the right mortgage, tailored to your personal situation and financial options.

In addition to costs for the mortgage itself, there are also additional costs, such as for the notary, a valuation and possibly a broker. As an individual, make sure you take this into account in your budget, as these costs usually cannot be co-financed.

• Calculate the maximum mortgage: Do the Free Mortgage Check to get an idea of how much you can borrow. Our mortgage advisors can help you with this and make a more detailed calculation for you. Leave your details and we will contact you as soon as possible.

• Compare different lenders: By comparing interest rates and conditions from multiple providers, we choose the right mortgage together.

• Think of additional costs: Don't forget to include the costs for the notary, valuation and broker in your financial planning. These expenses are often not included in the mortgage.

Apply for a mortgage for entrepreneurs

In addition to helping individuals find the right mortgage, we at Van Loon are also there for entrepreneurs. So are you an entrepreneur and do you want to buy a home? Then it's important to know what to look out for and how the business mortgage process works.

Thanks to the low mortgage rate, there are currently many options. Our expert mortgage advisors at Van Loon are happy to advise you on the best options for a business mortgage. Below, we explain in clear steps how the application process works.

1. Schedule an appointment at one of our 13 locations: Our advisors, based in Dordrecht, will provide you with free advice about your mortgage options and calculate your financial options quickly and effectively, so that you can focus on finding a suitable home.

2. Orientation interview: In an initial meeting, we will discuss your situation and wishes. Do you already have your eye on a home? What is the estimated price? How long have you been an entrepreneur? Together, we will look for the best solution based on your financial situation.

3. Mortgage application: Have you found a home? We are planning a follow-up appointment to submit the mortgage application. We explain the costs and the process clearly and collect the necessary documents, such as your Chamber of Commerce number and annual results.

4. Assessment: We will review your application to see if your company has sufficient income to bear the mortgage.

5. Quotation received: Upon approval, you will receive a quote with the interest and conditions. Agree? Return the signed documents. In case of rejection, we discuss alternatives.

6. Final check: After acceptance, we carry out a final check to ensure that you meet all the conditions.

7. Conclusion with the notary: When everything is complete, the notary will complete your mortgage. We will then congratulate you on your home!

As an individual or entrepreneur, map out your financial situation and have your mortgage calculated!

Curious about your options? Whether you are an individual or an entrepreneur, we are happy to make it easy for you. We will arrange it quickly and properly. At Van Loon, you can use the Free Mortgage Check worth €300, -. Based on your situation, we calculate the maximum mortgage and discuss the options together. In addition, you can also join us Bidding with Assurance, and you are guaranteed to place a bid without a reservation of financing and you have 4 times more chance of being the highest bidder.

We are happy to help you calculate your mortgage and take out the Bieden met Zekerheid insurance. Thanks to the low interest rate, there are now many opportunities, both for business and private applications.

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