Buying a house? With this tip, you can increase your chance of winning the bid!

In recent years, it has become increasingly challenging to buy a home. People bid heavily over and omit the financing reservation in the hope of having a better chance of winning their dream home. However, bidding without a reservation of financing involves risks. Do you want to bid safely and responsibly without this reservation? Then Bieden met Zekerheid offers the solution!

Insured against a deposit

Making an offer without a reserve of financing can be risky. If the mortgage is ultimately not approved, the buyer must pay a deposit of 10% of the purchase price, a significant amount. With Bieden met Zekerheid, you are insured against this, even as an entrepreneur, so that your financial risks are reduced.

Why choose Bidding with Security?

With Bieden met Zekerheid, you will receive a certificate stating the maximum amount up to which you can buy a home. This allows you to make a bid responsibly and a (bank) guarantee is quickly provided, which offers the seller extra certainty that the sale will go ahead. As a buyer, this makes you stand out more among the many other bidders and increases your chances in the housing market.

How does Bidding with Assurance work?

Together with one of our mortgage advisors, you will discuss your financial situation in detail and agreements will be made about the maximum mortgage amount. Based on this conversation, an accurate calculation will be made, based on your income, that guarantees that you can get a mortgage up to a certain amount. As a result, you know exactly up to what maximum amount you can make a bid.

‍Responsible Bidding

Once you've found your dream home and want to make a bid, we can request the Secure Bidding Certificate for you. This also requires a valuation of the home via an online valuation. Based on all the data collected, you will receive the Secure Bidding Certificate, which you can present to the seller if you want to bid without reservation of financing. This gives you an advantage over other bidders.

If your offer is accepted, the (bank) guarantee will be drawn up immediately and we will apply for your mortgage. In the unlikely event that the mortgage is not approved, you are insured and do not have to pay the deposit. The amount is transferred directly to the seller via the notary.

‍What are the costs?

For each home you want to bid on, request a new Bidding with Security certificate, which results in approximately €25 in costs for the online valuation per home. If the purchase is successful, you pay a one-off fee of €850, - on top of the cost of the (bank) guarantee. Is your bid not being accepted? Then you only pay the valuation costs.

Are you curious about what this can mean for you? Fill in your details and get more information and a free calculation!

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