Important insurances for students in Breda
If you are going to study in Breda soon, there are a few important insurances that you should take into account as a student. At Van Loon, we understand what is important to you as a student and are happy to help you arrange the right insurances. In this blog, we specifically discuss the insurances that are essential for students going to study in Breda.
Health insurance - a necessary insurance
Health insurance is mandatory for everyone living in the Netherlands, including students. Until you are 18, you are often co-insured for free with your parents, but from the month after your 18th birthday, your parents must pay contributions for you. You can choose to stay on the same insurance as your parents or take out student health insurance yourself. It's important to have health insurance that fits your needs and budget.
Household insurance - protect your student room and belongings
If you are going to study in Breda and rent your own student room or apartment, it is wise to take out household insurance. This insurance protects your belongings, such as furniture, equipment and valuables, against damage or theft. Although household insurance is not mandatory, it can protect you from financial setbacks in the event of unforeseen events.
Liability insurance - prevents unexpected costs
Liability insurance is not mandatory, but it is highly recommended. As a student, situations can arise where you accidentally cause damage to other people's property. Without liability insurance, you pay for all costs, including damage and any additional costs. Do your parents have liability insurance? Then you are co-insured as a student, so you do not have to take out liability insurance.
Travel insurance - protection during your short trips
As a student in Breda, you might also like to go on vacation with friends. In that case, it is wise to take out travel insurance. Travel insurance protects you against loss of luggage, medical costs abroad and reimburses costs if you have to cancel your trip unexpectedly. Depending on your travel plans, you can choose between short-term or continuous travel insurance.
Want to study longer or travel abroad?
Are you planning to go abroad for a longer period of time? Then globetrotter insurance is ideal for you. This way, you are well insured for a maximum of 24 consecutive months. Whether you're going away for a study, internship, trip around the world or backpack vacation. Contact one of our insurance advisors to compile your coverage. This way, you will never pay too much premium.
Where can you take out these insurances?
At Van Loon, we can help you take out the right insurances that suit your situation as a student in Breda. We work with over 20 insurers and compare their coverages, terms and premiums to find the best option for you. As an independent insurance advisor, we are here to help you choose the right insurances.
In short, as a student in Breda, it is important to arrange the necessary insurances, including health insurance, household insurance, liability insurance and travel insurance. At Van Loon, we are happy to help you take out the right insurances, so that you can enjoy your time as a student in Breda with peace of mind.